Small Business Optimism Down As Bank Loans Become Harder to Get

Posted on 8.July.2015 by Mike Winters | @amcomcap

What Are the Keys to Small-Business Success?The optimism of small-business owners has taken a bit of a dive in the second quarter of 2015. According to SCORE, lower revenues and tighter credit are the primary reasons behind this growing discouragement. With small businesses being approved for bank loans “less than half of the time,” it may be time for small-business owners to seriously consider alternate sources of funding.

Invoice factoring is a great alternate source of funding to fuel small-business cash flow, but of course we’re biased. American Commercial Capital, LLC, has been giving Houston-area small businesses cash-flow funding via invoice factoring since 2003, empowering many to succeed and grow without traditional bank loans.

It’s something to think about, at least, as getting a small-business loan becomes increasingly difficult.

Here’s SCORE’s infographic about small-biz optimism and financing trends in 2015.

Small Business Optimism & Financing Trends in 2015 (Infographic)

image description

Roy Brooks and American Commercial Capital, LLC, has provided invoice-factoring services to Houston-area small businesses since 2003. We work with businesses in San Antonio, Dallas, Austin, Fort Worth, Beaumont, Port Arthur, Corpus Christi, and other nearby Texas cities.

If you want to learn more about how cashflow-sensitive invoice factoring can help your business, give us a call at 713-227-3863, contact us here, or fill out our form for a free, no-obligation quote.

READ MORE FROM AMERICAN COMMERCIAL CAPITAL

Business Video Roundup: Tips on Negotiation, Business Liability Protection & More

Business Video Roundup: Tips on Negotiation, Business Liability Protection & More

In this week’s roundup of informative and inspiring videos for entrepreneurs and business owners, Gary Vaynerchuk chats with Apt2B co-founder Alex Back, Marie Forleo picks Alexandra Carter’s brain about the art of negotiation, and Forbes explores what Congress’ Business Liability Protection means for both employers and workers. Plus, Big Ass Fans founder Carey Smith delivers some great tips on leading your company through a recession (he should know—he did just…

Mike Winters 13.08.2020

Houston Factoring Companies: Why Choose American Commercial Capital for Invoice Factoring?

Houston Factoring Companies: Why Choose American Commercial Capital for Invoice Factoring?

If you’re a Houston-based entrepreneur who has been searching for ways to improve your business cash flow and get the capital you need to grow, chances are you’ve come across a dozen Houston factoring companies who all claim to be the answer to all your problems. Invoice factoring, for those who don’t know, is when a business sells its accounts receivable (invoices) to a third-party company at a discount. Factoring…

Mike Winters 7.08.2020

Business Video Roundup: When to IPO, Building Success from Failure & More

Business Video Roundup: When to IPO, Building Success from Failure & More

In this week’s business video roundup, America Online co-founder Steve Case tells the story of how a failed deal with Apple led to a rebrand and incredible success with AOL, WordPress co-founder Matt Mullenweg discusses how to measure productivity while working remotely, and Forbes asks the question, “When is the right time for your company to IPO?” Plus, CNBC explores how Tyson broke the meat supply chain (and what we…

Mike Winters 31.07.2020
Back
AMERICAN COMMERCIAL CAPITAL HOME

HOW MUCH COULD FACTORING INCREASE PROFITS FOR YOUR BUSINESS?

CALL 713-227-3863