Small Business Optimism Down As Bank Loans Become Harder to Get

Posted on 8.July.2015 by Mike Winters | @amcomcap

Small Business Loan Form

Image: Rawpixel / Envato Elements

The optimism of small-business owners has taken a bit of a dive in the second quarter of 2015. According to SCORE, lower revenues and tighter credit are the primary reasons behind this growing discouragement. With small businesses being approved for bank loans “less than half of the time,” it may be time for small-business owners to seriously consider alternate sources of funding.

Invoice factoring is a great alternate source of funding to fuel small-business cash flow, but of course we’re biased. American Commercial Capital, LLC, has been giving Houston-area small businesses cash-flow funding via invoice factoring since 2003, empowering many to succeed and grow without traditional bank loans.

It’s something to think about, at least, as getting a small-business loan becomes increasingly difficult.

Here’s SCORE’s infographic about small-biz optimism and financing trends in 2015.

Small Business Optimism & Financing Trends in 2015 (Infographic)

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Roy Brooks and American Commercial Capital, LLC, has provided invoice-factoring services to Houston-area small businesses since 2003. We work with businesses in San Antonio, Dallas, Austin, Fort Worth, Beaumont, Port Arthur, Corpus Christi, and other nearby Texas cities.

If you want to learn more about how cashflow-sensitive invoice factoring can help your business, give us a call at 713-227-3863, contact us here, or fill out our form for a free, no-obligation quote.

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