Small Business Optimism Down As Bank Loans Become Harder to Get
The optimism of small-business owners has taken a bit of a dive in the second quarter of 2015. According to SCORE, lower revenues and tighter credit are the primary reasons behind this growing discouragement. With small businesses being approved for bank loans “less than half of the time,” it may be time for small-business owners to seriously consider alternate sources of funding.
Invoice factoring is a great alternate source of funding to fuel small-business cash flow, but of course we’re biased. American Commercial Capital, LLC, has been giving Houston-area small businesses cash-flow funding via invoice factoring since 2003, empowering many to succeed and grow without traditional bank loans.
It’s something to think about, at least, as getting a small-business loan becomes increasingly difficult.
Here’s SCORE’s infographic about small-biz optimism and financing trends in 2015.
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