Small Business Optimism Down As Bank Loans Become Harder to Get

Posted on 08.Jul.2015 by Mike Winters | @amcomcap

What Are the Keys to Small-Business Success?The optimism of small-business owners has taken a bit of a dive in the second quarter of 2015. According to SCORE, lower revenues and tighter credit are the primary reasons behind this growing discouragement. With small businesses being approved for bank loans "less than half of the time," it may be time for small-business owners to seriously consider alternate sources of funding.

Invoice factoring is a great alternate source of funding to fuel small-business cash flow, but of course we're biased. American Commercial Capital, LLC, has been giving Houston-area small businesses cash-flow funding via invoice factoring since 2003, empowering many to succeed and grow without traditional bank loans.

It's something to think about, at least, as getting a small-business loan becomes increasingly difficult.

Here's SCORE's infographic about small-biz optimism and financing trends in 2015.

Small Business Optimism & Financing Trends in 2015 (Infographic)

image description Roy Brooks & American Commercial Capital, LLC, has provided invoice-factoring services to Houston-area small businesses since 2003. We also provide factoring services to businesses in San Antonio, Dallas, Austin, Fort Worth, and other nearby cities in Texas.

If you want to learn more about how invoice factoring can help your business, give us a call a, contact us here, or fill out our form for a free, no-obligation quote.

READ MORE FROM AMERICAN COMMERCIAL CAPITAL

Houston Factoring Companies: Why Choose American Commercial Capital for Invoice Factoring?

Houston Factoring Companies / Houston SkylineIf you're a Houston-based entrepreneur who has been searching for ways to improve your business cash flow and get the capital you need to grow, chances are you've come across a dozen Houston factoring companies who all claim to be the answer to all your problems. Invoice factoring, for those who don't know, is when a business sells its accounts receivable (invoices) to a third-party company at a discount. Factoring helps prevent business cash-flow problems by allowing a business to get paid on invoices immediately rather than wait the typical 30 to 90 days to receive a client payment. This eliminates cash-flow restrictions and helps small businesses stay ahead of the game and grow to the next level. Read more

Mike Winters 17.3.2017 

Business Video Roundup: Creativity in Business, Getting Started & Sticking to Goals

Marie Forleo - Getting StartedThis week, Marie Forleo offers advice on getting started right now instead of waiting for the right moment, Brendon Burchard reveals strategies for following through on your goals, and Gary Vaynerchuk and Erik Wahl (author of The Spark and the Grind) talk about creativity in business. Plus, Evan Carmichael presents Y Combinator president Sam Altman's Top 10 Rules for Success and the guys behind Hard Money Bankers lay out five steps to launching a new business.  Read more

Mike Winters 10.3.2017 

Business Video Roundup: Sales, Gratitude & Conscious Capitalism

3 Qualities of Successful Salespeople This week's roundup of great videos for entrepreneurs and small-business owners includes Gary Vaynerchuk and Tony Robbins discussing a range of topics, Marie Forleo suggesting that you should probably stop comparing yourself to others, and Brian Tracy outlining what exactly makes a successful salesperson. We also have Ben & Jerry's CEO Jostein Solheim discussing "conscious capitalism" and mega-successful restaurateur Cameron Mitchell sharing some excellent advice for all entrepreneurs.  Read more

Mike Winters 03.3.2017 
Back
AMERICAN COMMERCIAL CAPITAL HOME

HOW MUCH COULD FACTORING INCREASE PROFITS FOR YOUR BUSINESS?

CALL 713-227-3863